Retirement Planning

"PREPARATION FOR OLD AGE SHOULD BEGIN NOT LATER THAN ONE'S TEENS.  A LIFE WHICH IS EMPTY OF PURPOSE UNTIL 65 WILL NOT SUDDENLY BECOME FILLED ON RETIREMENT.

 -Arthur E. Morgan

The quality of life you desire during retirement requires careful planning and depends on some of the following:  the age you plan to retire, your desired retirement lifestyle, how long you expect to live, the taxes you pay and the rate of return that you actually get from your investments.  At Cour Financial we help you understand your current and projected cash flow situation, determine if the path you are currently on is a sustainable path (given your goals and needs), and help you see how your current situation will play itself out over time.

Many employers offer tax-deferred retirement accounts such as 401(k) and 403(b) plans and provide a company match up to a certain limit.  These are great benefits, however, they may not be enough by themselves to secure your retirement vision.  At Cour Financial we can assist you in implementing the appropriate investment^# strategies as part of your retirement planning process.

^#Securities offered through NYLIFE Securities LLC. (member FINRA/SIPC).