Estate Planning

"THERE ARE CERTAIN THINGS THAT ARE FUNDAMENTAL TO HUMAN FULFILLMENT.  THE ESSENCE OF THESE NEEDS IS CAPTURED IN THE PHRASE 'TO LIVE, TO LOVE, TO LEARN, TO LEAVE A LEGACY'...AND THE NEED TO LEAVE A LEGACY IS OUR SPIRITUAL NEED TO HAVE A SENSE OF MEANING, PURPOSE, PERSONAL CONGRUENCE, AND CONTRIBUTION."

-Stephen R. Covey

Your legacy is one of the most important factor to consider when determining your estate planning goals.  The definition of legacy in the Merriam-Webster dictionary is as follows:

1.  a gift by will especially of money or other personal property

2.  something transmitted by or received from an ancestor or predecessor or from the past

However, at Cour Financial we strongly believe that legacy goes beyond this.  Who you are.  Your desires.  Your family values.  Your goals.  The way you want to be remembered.  These are the things that we believe our clients want to pass on to future generations.  Therefore, we use your PURPOSE to drive our process in establishing a well-rounded estate plan for you and your family.  Once we have established this, a well-constructed strategy can help address your specific estate planning needs including but not limited to the following**:

• Minimizing income and estate taxes
• Transferring wealth from one generation to the next
• Developing charitable gifting strategies
• Aligning existing portfolios and retirement accounts with your estate plan

**Neither Todd M. Cour nor Cour Financial, LLC provides legal, tax or accounting advice. Please contact your own advisors for more information on your particular situation.